Country file · CA
Potential · mediumCanada: recover the withholding tax on your dividends
Every dividend paid from this country loses 25% to withholding tax at source. The tax treaty caps it at 15% for a French resident. The 10-point gap is not lost money: it can be claimed back — with the right forms, within the deadline.
No win, no fee · Pricing 100% public · FR / EN
Example for €10,000 of gross dividends, French tax resident, before our success fee. Indicative amounts — every claim is verified before filing.
Technical file
The numbers that matter
Both rates, the gap, the form and the time you have left: everything that decides whether a claim is worth opening.
25%
Statutory rate
withheld from non-residents by default
15%
Treaty rate
for a French resident
10 pts
Recoverable gap
2 years
Statute of limitations
from the end of the year of payment
Your deadline to act
2 years
Only 2 years from the end of the calendar year of withholding (form NR7-R): one of the shortest deadlines in our panel.
Compute my exact deadline →The procedure in practice
- Form
- NR7-R
- Competent authority
- Canada Revenue Agency (CRA)
- Online filing
- No
- Relief at source
- Yes
Relief at source prevents the over-withholding before it exists: the correct rate is applied at payment time. See the relief-at-source service →
Data reviewed on 15 June 2026 · Indicative amounts — every claim is verified before filing.
Specifics
What you should know about this country
- The 2-year deadline is the real Canadian trap: many overpayments expire before the investor even realises a claim was possible.
- A well-configured broker can apply 15% at source; in practice, multi-custodian accounts often slip through.
- The procedure is still paper-based: initial file quality strongly drives processing time.
Claim documents
The documents required
What we gather with you. Most of these can be requested online or produced from your brokerage statements.
- Completed NR7-R form
- Evidence of dividends and withholding (statements, NR4 slips where applicable)
- Certificate of tax residence
- A representation mandate
Resources
Go further
- Cost & pricing9 min read
How much does it cost to recover withholding tax on foreign dividends?
Success fee, fixed fee or hourly billing: the market's three models, their real ranges, our marginal grid with four worked examples — and the hidden costs to hunt down, do-it-yourself included.
- Cost & pricing8 min read
Why some providers never publish their pricing (and why we do)
Ostrich marketing applied to withholding tax recovery: the real reasons behind pricing opacity, what it costs the buyer, our published-grid bet — and its openly owned limits, numbers included.
- Problems & risks9 min read
The 7 most common reasons withholding tax refund claims get rejected
Missing certificate, unproven chain of custody, outdated form, missed deadline… The seven rejection grounds we actually encounter, how we prevent them — and what remains possible when a rejection lands anyway.
- Problems & risks9 min read
Missed the statute of limitations: what happens (really)?
The honest answer: once the limitation period expires, the money is permanently lost — nobody can recover it, and beware of anyone claiming otherwise. Deadlines country by country, the 2-year Canadian trap, and how to rescue the years still open.
- Comparisons9 min read
Reclaiming your withholding tax yourself vs delegating: the honest comparison
Doing it yourself costs €0 in fees — but not zero hours or zero risk. A worked Swiss scenario for both routes, the hidden costs on each side, and the threshold below which we advise you not to pay us.
- Best in class10 min read
Which countries offer the best recovery potential for a French resident?
Ireland, Switzerland and Sweden on top — the UK and the Netherlands at zero, and we say so. All 11 countries ranked by recoverable gap for an individual French resident, with each one's traps.
- Best in class9 min read
Statute of limitations: how long you have to claim, ranked by country
From Canada (only 2 years) to Austria, Sweden and Japan (5 years): the full ranking of claim deadlines — with both counting rules, the 31 December cliff, and the filing order that follows.
How much can you recover?
Two minutes, no sign-up: the simulator applies the rates above to your real amounts and shows our fee before you commit to anything.
No win, no fee · Pricing 100% public · FR / EN